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Do Medical Aids Cover Mobility Scooters in South Africa? (2026 Guide)

  • Writer: franscoisbotha
    franscoisbotha
  • Feb 26
  • 2 min read
Mobility scooters can significantly improve independence and quality of life. But one of the most common questions we receive is:
Mobility scooters can significantly improve independence and quality of life. But one of the most common questions we receive is:

Mobility scooters can significantly improve independence and quality of life. But one of the most common questions we receive is:

“Will my medical aid cover the cost of a mobility scooter?”


The answer depends on your medical scheme, your plan type, and the medical motivation provided.


Before applying for funding, it’s important to understand current mobility scooter prices in South Africa so you know what to expect.


Let’s break it down.


Are Mobility Scooters Covered by Medical Aid?

In South Africa, most medical schemes classify mobility scooters as assistive devices.


Coverage may fall under:

  • Prescribed Minimum Benefits (PMBs)

  • Assistive device benefits

  • Chronic condition benefits

  • Day-to-day benefits (depending on plan)


Many schemes approve practical models like the GOABLE™ Movelite 250 mobility scooter, depending on your medical motivation. However, coverage is not automatic.


Which Medical Aids May Offer Support?

Coverage policies vary, but larger schemes such as:

  • Discovery Health

  • Bonitas

  • Momentum

  • Fedhealth

  • Medshield

may consider mobility devices under specific plans.

Always confirm directly with your scheme before purchasing.


Important: Approval Is Not Guaranteed

Medical aids may:

  • Approve partial funding

  • Require co-payments

  • Only fund basic models

  • Decline non-essential upgrades


This is why proper documentation is critical.


Can You Buy First and Claim Later?

In most cases:

❌ No — you must obtain pre-authorisation first.


Buying before approval may result in the claim being rejected


What If Medical Aid Doesn’t Cover It?

If your claim is declined, you still have options:

  • Payment plans

  • Personal financing

  • Family assistance

  • Rental options


Mobility is not a luxury — it’s independence.


How GoAble™ Can Help

We assist clients with:

  • Formal quotations

  • Product specifications

  • Supporting documentation

  • Understanding what models fit scheme criteria


If you need assistance with documentation or quotations, please contact our team at GoAble™ for guidance before submitting your claim.



 
 
 

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